What do we offer?
Welcome to Frederick Jewelry and Loan, your trusted family-owned and operated pawn shop, proudly serving the community for over 10 years. We provide secure, confidential loans with your valuable items as collateral, ensuring you get the financial assistance you need quickly and fairly. We also buy items outright, giving you the flexibility to sell your jewelry, electronics, tools, and more at competitive prices.
Our extensive selection of high-quality, second-hand goods is carefully curated to offer exceptional value. From exquisite jewelry pieces to the latest electronics and reliable tools, each item is meticulously inspected to ensure it meets our high standards. Plus, we offer a convenient layaway program, allowing you to reserve your desired items and pay overtime.
As a family-owned business, we treat every customer like a member of our own family. Our knowledgeable and friendly staff is dedicated to helping you navigate the buying, selling, or pawning process with ease and confidence. Visit Frederick Jewelry and Loan today and discover why we've been the trusted choice for our community for over a decade. Frederick Jewelry and Loan – where value, trust, and community come together.
What is a Pawn?
A pawn is a quick cash loan obtained by bringing valuable items to a pawn shop, where they're used as collateral. The borrower receives cash based on the item's value and must repay the loan plus interest within one month. The loan can be extended by another month by paying an extension fee. If the loan goes unpaid then the Pawnbroker will sell the pawned item.
Pawning offers a swift solution for short-term cash needs without credit checks or paperwork. It's ideal for those facing temporary financial challenges or lacking access to traditional banking. Plus, pawn shops do not require or effect your credit score.
